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The ERC20 Token Standard is a set of 8 functions to be included (in an agreed upon language) in a smart token contract in order to enable interoperability across multiple interfaces and dapps. These functions relate to (1) how tokens can be transferred (2) how to access data about the token, and (3) how to format key events like transfers and approvals. ERC stands for Ethereum Request for Comments.
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HD wallet sending ERC-20 tokens from two child addresses
When sending 4 USDC to Carol from multiple child addresses, your wallet will need to create multiple transactions, each signed with the private key of the respective child address holding the USDC.
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