Simple transaction that transfers value but have no additional data and not triggers any EVM code (the recipient is not a smart contract) consumes exactly 21000 units of gas. You just need to know the gas price to calculate the cost of the transaction.
The current default gas price iswas 20 Gwei (20 * 10-9 ETH), but you can try sending transaction withit is recommended to use lower gas pricevalue now. See alsoCheck out gas price chartETH Gas Station service for up-to-date statistics about gas price.
You can also optimize costs by sending multiple payments in a single transaction, using a simple smart contract. Not going into the details, a single payment within such transaction will cost you ~10000 units of gas.